There is a stigma attached to having credit cards. Whether you are 18 years old or 28 years old you’ll catch that “advice” from your elders telling you credit is bad – you don’t need to use credit cards – or have credit lines open. However, I challenge you to think about this way – you have recurring expenses every month – you have groceries to buy, you have meals out at restaurants to purchase, you have gas to buy, you have car maintenance, you have household supplies to buy, you have utility bills.

For most of us, these expenses aren’t optional – they are money we have to spend each month no matter what. So my AWESOME TIP for you today is to make these expenses work FOR YOU and not AGAINST YOU! There are so many credit cards out there that offer awesome incentives and rewards points for dollars spent each month. Some even have bonus categories – like double the points for spending on gas or for spending at grocery stores, etc. These points translate to CASH BACK!

So why not put your mandatory monthly expenses on a card that can reward you – don’t just spend the money in another manner when there are means out there to REWARD you for spending the money that you have to spend anyway. However, credit cards are not always the answer to everything. So keep in mind that when credit cards are not the feasible answer to an obstacle in your life, obviously another great option is a Car Title Loan. Car Title Loans can be applied for online with Carolina Title Loans – get cash quick with a car title loan – cash for car title, if you will. No credit check required – just provide your personally owned car title as collateral for your loan and get cash fast for any unforeseen expenses that you’d like to get taken care of in a hurry. For more details contact us at 2595 Cherry Road, Rock Hill, SC, (803) 980-7510.