Author Archives: Irene

Tips to save money

Tips to save money

Here are a few tips to help you make a dollar go further.

Start by creating a budget. Plan how and where you’re going to spend your hard-earned cash. Set aside a certain amount of money each payday for things such as groceries, utilities, cable, cosmetics, and leisure activities. Once you’ve created your spending plan, do not allow yourself to exceed the limits you have set.

Open a savings account, and deposit a set amount from each paycheck. Only withdraw money in case of an absolute emergency. A new video game or a trip to the salon are not emergencies. Avoid spending money on things that are not necessities.

Pack a lunch for work each day instead of eating out or grabbing a burger at a fast food drive thru. Those few dollars each day really add up in a month’s time.

Do not use credit cards for things that you can’t afford. Hold on to receipts so that you may keep track of where your money went. Then, if you need to re-adjust your budget, it will be as easy as looking back and rearranging your spending habits.

If you still fall short, consider applying for an auto title loans. This can provide you with the instant cash you need to pay off other expenses & help yourself to get ahead. This way, you are able to keep your method of transportation, maybe pay off some credit card debt or catch up on other expenses that may have fallen behind, and even put some extra spending money in your pocket.

Apply today to help your dollars go further!

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Need Cash Quick?

Need cash quick?
Have you ever had an emergency come up and had no idea where you would get the money you need to make it through until next payday, then you should know that title loans are your best way to get the help you need to help you through a tough situation. There are many times when the traditional financial institutions like banks refuse to offer credit to people due the fact that they do not have enough credit or that their credit scores do not meet a particular standard. These are people who will still require that loan so as to meet their financial obligations month to month.
Title loans are usually approved and paid out within a matter of minutes. You will not have to wait for a long period of time for a loan that may never be approved. This fast service means that title loans are very good sources of capital when you have an emergency that cannot wait for traditional loan. By removing the long wait time involved in the process, title loan lenders have been able to help millions of people that need the extra cash NOW, taking away the stress that often comes when you have something unexpected happen.
A title loan is exactly the kind of fast cash that you can get when you are struggling and cannot wait for the long waits of other financial institutions. The good thing with title loans is that you do not need to have the best credit score possible. In fact, it is not even a requirement for you because a credit report is not needed. All you need is suitable collateral that will be used as security for the loan that you will be given. It is also important to note that there is no penalty for prepayment in title loans. The interest charged will also be adjusted to reflect the number of days that you have kept the loan before paying it back to the company that has advanced you the loan. This is especially helpful to people who do not like having payments extend over a long period of time.
You also need to be aware that the repayment timeline for title loans is very short, meaning that you will have to come up with the money very soon if you do not want to lose your security. The interest rates are also going to be higher than what you are used to in banks, since the risk involved is higher than what is normally experienced since credit scores are not factored in unlike traditional financial institutions.

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Planning ahead

Have Goals

In order to get a grasp on where you are at financially, a good place to begin is to get a sense of where you currently are and where you are planning on going in life.

What are your goals? What steps are you taking now in order to reach those goals?
Reducing your debt
Increasing your investments
Saving more money
Planning for large purchases on the horizon
Your first step for expanding your financial security is to clearly establish these goals!

Follow a budget
So the first question becomes, do you have a budget?
Essentially, a budget is a comparison of what you take in (your income) verses what you spend (your expenses).
Do you know what you spend your money on each month?
Are you paying yourself each month via putting some money into savings, investments, etc.?
Are there things, which you spend money on but could live without, thus increasing your ability to pay off debt or save more?

Build Credit
Credit cards are powerful financial tools. They help you establish a credit history. They give you payment flexibility and protect you from needing to carry cash. They also come with rewards programs, allowing you to earn points, miles or cash-back for your regular, everyday purchases. But for some people, credit cards can be negatively powerful as they allow those who don’t follow a budget to spend above their means and rack up massive amounts of debt. While “planned debt” (such as borrowing to remodel your home or making a large purchase such as a car) is something most of us plan for and build into our monthly budgets, “unnecessary debt” and the interest payments that go with it should be avoided at all cost.

Use Coupons
Why pay full price for anything when you have access to so many great coupons, discounts and offers out there? Yes, it takes a little time to find and “clip” those coupons, but the time is worth it when you can save hundreds (if not thousands) of dollars each year.

http://nccartitleloans.com

Ways to save on car repairs

Ways to save on car repairs

Do the repairs yourself

This is the best way to save money. Although you probably won’t be able to fix everything there are many things you can do yourself. Like replacing the wiper blades, changing the oil, replacing the air filter or the belts. Some things will require a specific tool to make it easier for you but this will save you money. Once you have mastered the simple things you can move on to the more advanced repairs.

Get a mechanic you trust

Try to go to the same mechanic each time you need repairs that way you will build a good relationship and it will show you value their opinion. If you don’t know of a good mechanic ask your family or friends whom they go to.

Compare quotes

Anytime you compare prices you will find the best values by shopping around. Yes, it will take more time but will be worth it in the long run. Once you have an idea of how much it will cost, you can decide whom you want to do the work on your car. If you just go to one place to get an estimate you will risk getting taking advantage of by someone who tells you that the car needs additional repairs.

Purchase the parts yourself

Purchasing the parts yourself is one of the easiest ways to save money on your repair bill. Even if you can’t fix it yourself this will save you a lot of money especially if it is a major repair. There is always a mark up on the part if you get the mechanic to purchase it for you verse you getting it yourself.

If you find the repair is costly and you don’t have the funds to repair your car, you can come see us and we can help you get the cash you need without a credit check! So visit our website and apply now today.

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For the dad’s

“Anyone can be a father, but it takes a real man to be a daddy.” – Anonymous

“A good father makes all the difference in a child’s life. He’s a pillar of strength, support and discipline. His work is endless and, oftentimes, thankless. But in the end, it shows in the sound, well-adjusted children he raises.
On Father’s Day, much of the world will take the time to appreciate the work of good fathers. While you show your admiration for your own dad, take the time to see if you yourself have what it takes to be a great father, whether you have children or plan to.
He’s a good disciplinarian – A good father loves his children, but he doesn’t let them get away with murder. He strongly disapproves of his children’s misdeeds, using tough love to prove a point. He does this through the power of his words, not his fists. Likewise, a father doesn’t reward his children for actions that are expected of them, such as helping with house chores or performing well in school. If his child drops out of school, the father demands that he provide for himself, considering the child no longer wants to invest in his own future.
He allows his kids to make some mistakes – A good father realizes that his children are human, and that making mistakes is part of growing up. Spending money recklessly, getting into minor car accidents, even dating questionable people are rites of passage, and a good father recognizes this. However, he makes it clear that repeated irresponsibility won’t be tolerated. He shows his kids that everything has its value…
He teaches his children to appreciate things – A good father never lets his children take what they have for granted. From the food on the table to the good education he’s paying for, a good father will make his children see the value in everything they have. He’ll ask his child to get a job to help pay for a part of his first car, and take the time to illustrate how important a good education is. He doesn’t let his kids treat him like an ATM.
He accepts that his kids aren’t exactly like him – Everyone is different and a father knows this well. He won’t expect his kids to live the same kind of life he does, and do the same kind of work. He also respects their values and opinions, as long as they don’t harm the family or anyone else.
He spends quality time with his children – A dad knows how to have fun with his kids too, taking them out to games, movies, and supporting their sports teams by attending their matches. He takes the time to listen to his kids and have a good, easy chat with them. He also makes time to help them with their homework, every night if necessary.
He leads by example – A good father is above the old “do as I say, not as I do” credo. He will not smoke if he doesn’t want his kids to do it, and definitely won’t drink heavily. He teaches them to deal with conflict with a family member and with others by being firm but reasonable at the same time. A good father also illustrates the importance of affection by professing his love for their mother in front of them. And he won’t fight with her in their presence. In all, he adheres to the values he’d like his children to follow. He’s fiercely loyal to his family…
He’s supportive & loyal – Although he may be a football fanatic, if his son doesn’t share his love for the game, he accepts it. He may be loyal to his alma mater and dream of having his kid follow his legacy, but if his son prefers to study abroad, he’ll support his decision to take a different path. A good father is also his children’s public defender, standing up for them when needed. He waits for privacy to administer discipline. A safety net, a good father is also the person his kids turn to when things go wrong.
He teaches his children lessons – A father figure is the prime source of knowledge in the ways of men, and teaches his kids accordingly. From shaving to being courageous, a father molds his kids into well-rounded members of society. He especially instructs them in proper etiquette, on being honest and keeping their word, and on being thankful.
He protects his family at all costs – As the main provider of security and necessities, a father will do whatever he can for his family. He’ll take a second job to provide for them, and he’ll put his own safety on the line to keep them out of harm’s way. This is how a father instills in his children the importance of personal sacrifice.
He shows unconditional love – This is the greatest quality of a good father. Even though he gets upset at his children’s faults and may lament that they did not attain what he hoped for them, a father loves his children no less for it.”

If you want to get dad something special this year please visit:

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Car Title Loans

Car title loans

Let’s face it we all have thing come up that we did not plan for. Don’t let those unexpected bills stress you out because there is a quick and easy solution! Title loans have no credit check and you can get a loan in less than 45 minutes and still got to drive your car.

No penalties for early payment

Unlike traditional finance institutions there are no penalties for paying the loan off early if you need the loan short term, which in turn will save you money. Your interest will be calculated based on the number of days you keep the loan open.

Qualifying for a car title loan

All you need is a clear title and steady income to qualify. No one will check you credit score and the process is very easy. This is very helpful to people who cannot get money at a conventional finance institution and have an emergency come up. Loans are offered for both NC and SC and you can apply online!

Florence Title Loans
810 S Irby Street
Florence, SC 29501
843-667-8444
http://www.nccartitleloans.com

Extra cash for Summer

Do you love this summer weather and are you wishing that you could just simply get a break so could get away? We would love to help you get the extra cash, which you might need, to get you on your way to the vacation, you deserve! We specialize in car title loans. If you have a clear car title (meaning free of all liens) then we would love to hear from you today. Our excellent customer service representatives and highly trained managers are here to get you started. We match all of our competitor’s rates and, we would love to earn your business today. We service North Carolina and South Carolina residents. Our pre-qualification process is fast, simple, and easy for you! There are many reasons that you should use our company for that last minute money that you might need, let us show you why. Don’t hesitate and call us today. You will be satisfied with the service you receive from our loyal and dedicated teams. We have offices conveniently located across the South Carolina area for you to stop in at. Do not let being a little short on money stop you from enjoying all the summer has to offer! We can get you ready for those family BBQ’s, vacations, summer clothes, and fun activities you have on your mind to do this season. All you need to do is call us and let us help you get the extra cash that you need! We make the process as easy as we can for you. Let us earn your business today and show you how easy it is to take advantage all of the summer activities that are in store for you and your loved ones. You can make all of your payments over the phone which is one more way we make things convenient for you!

Summer is finally here!

Do you want to take a vacation and are in need for some extra cash? Well there is an alternative way to get the cash you need to do that this year.
A title loan is a short-term loan that you can pay back over time. If you cannot borrow the money from the bank for whatever reason this may be an option for you.
You do not need to worry about the long process of getting your credit checked to get approved and the loan process is quick and easy as possible without basing the loan on your credit score.
All you need is the clear title and steady income to get approved and it only takes 30 minutes or less with NO credit check!
So go online at www.raleighcartitleloans.net to get the cash you need and plan that well deserved vacation today!

Needing A Little Extra Summer Cash?

Needing a little extra summer cash?

Its that time of year again. School is out for the summer, the kids are constantly eating up all the food in the house, and the family summer vacation is coming up. Planning ahead and budgeting sometimes does not work out like you had planned it to. Sometimes you end up having to spend a little more than you wanted. Car title loans is the place you need to go for that little extra cash you need this summer. You do not need to worry about the long process of getting your credit checked to get approved. Car title loan online strives to make the loan process as quick and easy as possible without basing the loan on your credit score. All you need is the title to your vehicle that is paid off in full. By contacting Car title loans online, a friendly member of our company will contact you. Within minutes you will be approved for the money you need. The only thing to do after that is to set up a time, that is best for you, to come into our office to finalize the paper work. Bringing with you the title, car, proof of income and proof of residency. The final process takes no more than 45 minutes to complete and you are on your way back home. Car title loans are one of the best loan options out there now days. Majority of the people in the country do not qualify for a credit based loan. So when you have no other option or just want to skip the credit check loans, we are the people to contact. Let us help with all your future financial needs. Call or apply online today www.cartitleloans.loans.

When doing nothing is not an option…

When doing nothing is not an option…

There have been a lot of discussions in the past few years about title loans and if they are beneficial or not. Let’s talk about that for a minute… If you can go to a bank and borrow the money you need that is great but a lot of us do not have that option. Some of us have lost our job, filed bankruptcy, had an emergency come up and need a small loan, or have no credit at all. So what would you do if an unexpected situation came up and you needed cash quickly to provide for your family’s needs? Would you let them go without if you had the opportunity to get the money you needed to get you through the tough times, of course you wouldn’t.

A Title loan is a way to get capital without a credit check and you can get in and out quickly. All you need is suitable collateral and a source of income to support the loan. It is also important to note that there is no penalty for prepayment in title loans. The interest charged will also be adjusted to reflect the number of days that you have kept the loan before paying it back to the company that has advanced you the loan. This is especially helpful to people who do not like having payments extend over a long period of time.

It is a fast way to take care of the unexpected bills that seem all too common for some of us. So if you are struggling and have an emergency situation you do have options to get the help you need. Doing nothing is not an option for some people faced with life changing circumstances…

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